Introduction
Projected Cashflow ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our cash flow projection service.
Information We Collect
Personal Information
- Name and email address when you create an account
- Payment information when you subscribe to our service
- Communication preferences and customer support interactions
Financial Data
- Lunch Money API keys (encrypted and stored securely)
- Account balances and transaction data from your Lunch Money account
- Recurring transaction patterns and projections
Technical Information
- IP address, browser type, and device information
- Usage data and application performance metrics
- Cookies and similar tracking technologies
How We Use Your Information
- Provide and maintain our cash flow projection service
- Process payments and manage your subscription
- Send important service updates and notifications
- Improve our service through analytics and user feedback
- Provide customer support and respond to inquiries
- Comply with legal obligations and prevent fraud
Data Security
We implement industry-standard security measures to protect your information:
- All API keys are encrypted using AES-256-GCM encryption
- Data transmission is secured using HTTPS/TLS encryption
- Regular security audits and vulnerability assessments
- Access controls and authentication for all systems
- Secure cloud infrastructure with reputable providers
Information Sharing
We do not sell, trade, or rent your personal information. We may share information only in these limited circumstances:
- With your explicit consent
- To comply with legal obligations or court orders
- To protect our rights, property, or safety
- With service providers who assist in operating our service (under strict confidentiality agreements)
- In connection with a business transfer or acquisition
Third-Party Services
Our service integrates with:
- Lunch Money: To access your financial data through their API
- Stripe: To process payments securely
- Amazon Web Services: For hosting and infrastructure
These services have their own privacy policies, and we encourage you to review them.
Your Rights
You have the right to:
- Access and review your personal information
- Update or correct your information
- Delete your account and associated data
- Export your data in a portable format
- Opt-out of marketing communications
- Lodge a complaint with data protection authorities
Data Retention
We retain your information for as long as necessary to provide our service and comply with legal obligations. When you delete your account, we will permanently delete your personal information within 30 days, except where required by law to retain certain records.
Children's Privacy
Our service is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13.
Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of any material changes by email or through our service. Your continued use of our service after such changes constitutes acceptance of the updated policy.
Contact Us
If you have questions about this Privacy Policy or our privacy practices, please contact us at:
Email: support@projectedcashflow.app